Credit cards can be a helpful financial tool. They can provide protection on purchases, offer rewards and cashback, and can be a cost-effective way to pay for expensive items upfront. With various offers and deals available, we want to help you find the best one suitable to your needs. Simply click below and we will email you exclusive offers tailored to your situation.
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Welcome to our Privacy Policy page! When you use our store services, you trust us with your information. This Privacy Policy is meant to help you understand what data we collect, why we collect it, and what we do with it. When you share information with us, we can make our services even better for you. For instance, we can show you more relevant search results and ads, help you connect with people or to make sharing with others quicker and easier. As you use our services, we want you to be clear how we’re using information and the ways in which you can protect your privacy. This is important; we hope you will take time to read it carefully. Remember, you can find controls to manage your information and protect your privacy and security. We’ve tried to keep it as simple as possible.
Our customers have the right to access, correct and delete personal data relating to them, and to object to the processing of such data, by addressing a written request, at any time. The Company makes every effort to put in place suitable precautions to safeguard the security and privacy of personal data, and to prevent it from being altered, corrupted, destroyed or accessed by unauthorized third parties. However, the Company does not control each and every risk related to the use of the Internet, and therefore warns the Site users of the potential risks involved in the functioning and use of the Internet. The Site may include links to other web sites or other internet sources. As the Company cannot control these web sites and external sources, the Company cannot be held responsible for the provision or display of these web sites and external sources, and may not be held liable for the content, advertising, products, services or any other material available on or from these web sites or external sources.
You can view or edit your personal data online for many of our services. You can also make choices about our collection and use of your data. How you can access or control your personal data will depend on which services you use. You can choose whether you wish to receive promotional communications from our store by email, SMS, physical mail, and telephone. If you receive promotional email or SMS messages from us and would like to opt out, you can do so by following the directions in that message. You can also make choices about the receipt of promotional email, telephone calls, and postal mail by visiting and signing into Company Promotional Communications Manager, which allows you to update contact information, manage contact preferences, opt out of email subscriptions, and choose whether to share your contact information with our partners. These choices do not apply to mandatory service communications that are part of certain store services.
Our store collects data to operate effectively and provide you the best experiences with our services. You provide some of this data directly, such as when you create a personal account. We get some of it by recording how you interact with our services by, for example, using technologies like cookies, and receiving error reports or usage data from software running on your device. We also obtain data from third parties (including other companies). For example, we supplement the data we collect by purchasing demographic data from other companies. We also use services from other companies to help us determine a location based on your IP address in order to customize certain services to your location. The data we collect depends on the services and features you use.
Our store uses the data we collect for three basic purposes: to operate our business and provide (including improving and personalizing) the services we offer, to send communications, including promotional communications, and to display advertising. In carrying out these purposes, we combine data we collect through the various store services you use to give you a more seamless, consistent and personalized experience. However, to enhance privacy, we have built in technological and procedural safeguards designed to prevent certain data combinations. For example, we store data we collect from you when you are unauthenticated (not signed in) separately from any account information that directly identifies you, such as your name, email address or phone number.
We share your personal data with your consent or as necessary to complete any transaction or provide any service you have requested or authorized. For example, we share your content with third parties when you tell us to do so. When you provide payment data to make a purchase, we will share payment data with banks and other entities that process payment transactions or provide other financial services, and for fraud prevention and credit risk reduction. In addition, we share personal data among our controlled affiliates and subsidiaries. We also share personal data with vendors or agents working on our behalf for the purposes described in this statement. For example, companies we’ve hired to provide customer service support or assist in protecting and securing our systems and services may need access to personal data in order to provide those functions. In such cases, these companies must abide by our data privacy and security requirements and are not allowed to use personal data they receive from us for any other purpose. We may also disclose personal data as part of a corporate transaction such as a merger or sale of assets.
Welcome to our Privacy Policy page! When you use our store services, you trust us with your information. This Privacy Policy is meant to help you understand what data we collect, why we collect it, and what we do with it. When you share information with us, we can make our services even better for you. For instance, we can show you more relevant search results and ads, help you connect with people or to make sharing with others quicker and easier. As you use our services, we want you to be clear how we’re using information and the ways in which you can protect your privacy. This is important; we hope you will take time to read it carefully. Remember, you can find controls to manage your information and protect your privacy and security. We’ve tried to keep it as simple as possible.
Our customers have the right to access, correct and delete personal data relating to them, and to object to the processing of such data, by addressing a written request, at any time. The Company makes every effort to put in place suitable precautions to safeguard the security and privacy of personal data, and to prevent it from being altered, corrupted, destroyed or accessed by unauthorized third parties. However, the Company does not control each and every risk related to the use of the Internet, and therefore warns the Site users of the potential risks involved in the functioning and use of the Internet. The Site may include links to other web sites or other internet sources. As the Company cannot control these web sites and external sources, the Company cannot be held responsible for the provision or display of these web sites and external sources, and may not be held liable for the content, advertising, products, services or any other material available on or from these web sites or external sources.
You can view or edit your personal data online for many of our services. You can also make choices about our collection and use of your data. How you can access or control your personal data will depend on which services you use. You can choose whether you wish to receive promotional communications from our store by email, SMS, physical mail, and telephone. If you receive promotional email or SMS messages from us and would like to opt out, you can do so by following the directions in that message. You can also make choices about the receipt of promotional email, telephone calls, and postal mail by visiting and signing into Company Promotional Communications Manager, which allows you to update contact information, manage contact preferences, opt out of email subscriptions, and choose whether to share your contact information with our partners. These choices do not apply to mandatory service communications that are part of certain store services.
Our store collects data to operate effectively and provide you the best experiences with our services. You provide some of this data directly, such as when you create a personal account. We get some of it by recording how you interact with our services by, for example, using technologies like cookies, and receiving error reports or usage data from software running on your device. We also obtain data from third parties (including other companies). For example, we supplement the data we collect by purchasing demographic data from other companies. We also use services from other companies to help us determine a location based on your IP address in order to customize certain services to your location. The data we collect depends on the services and features you use.
Our store uses the data we collect for three basic purposes: to operate our business and provide (including improving and personalizing) the services we offer, to send communications, including promotional communications, and to display advertising. In carrying out these purposes, we combine data we collect through the various store services you use to give you a more seamless, consistent and personalized experience. However, to enhance privacy, we have built in technological and procedural safeguards designed to prevent certain data combinations. For example, we store data we collect from you when you are unauthenticated (not signed in) separately from any account information that directly identifies you, such as your name, email address or phone number.
We share your personal data with your consent or as necessary to complete any transaction or provide any service you have requested or authorized. For example, we share your content with third parties when you tell us to do so. When you provide payment data to make a purchase, we will share payment data with banks and other entities that process payment transactions or provide other financial services, and for fraud prevention and credit risk reduction. In addition, we share personal data among our controlled affiliates and subsidiaries. We also share personal data with vendors or agents working on our behalf for the purposes described in this statement. For example, companies we’ve hired to provide customer service support or assist in protecting and securing our systems and services may need access to personal data in order to provide those functions. In such cases, these companies must abide by our data privacy and security requirements and are not allowed to use personal data they receive from us for any other purpose. We may also disclose personal data as part of a corporate transaction such as a merger or sale of assets.
Cookies are small pieces of text used to store information on web browsers. Cookies are used to store and receive identifiers and other information on computers, phones and other devices. In this policy, we refer to all of these technologies as “cookies”. You can find out more about cookies by visiting http://www.allaboutcookies.org/. Cookies enable us to improve our service to you, estimate our audience size and usage patterns, store information about your preferences, recognise you when you return to our website and tailor and measure advertisements. Cookies will be set when you visit Loan Panel. By using our website, you agree to our use of cookies. You can set your web browser to refuse cookies (or just to refuse third party cookies) and you can remove cookies (or just remove third party cookies) through your web browser, but if you do this you may not be able to enjoy full use of our website and you may not be able to take advantage of certain promotions we may run from time to time. Please note that third parties who provide advertisement measurement services, run widgets and advertise on our website also use cookies, but we do not have access to or control over them.
We use cookies to collect information to provide an enhanced experience for our customers and to provide our service to you. This personal information is only used by us and is not shared with third parties. Cookies allow us to remember your preferences and personalise our website, including the personalised welcome message and Personal Application Limit that you see when you visit our website as a returning customer. Cookies also help us understand what customers like to look at on our website, for example, we use cookies to count the number of visits to particular pages or how many customers complete an application. This information does not allow us to identify any particular customer but helps us to understand our customers’ needs and improve our service to you. We also set cookies to manage the loan application and account management process which are critical to providing our service to you.
The table below shows all of the cookies that might be set by us when you visit our website and why we use them.
| Cookie Description | Purpose |
| Session ID | Keeps you logged in to your account and enables us to maintain the state of your current browsing session as you move across pages on our website, including during the application process. |
| User Experience | Remembers your preferences, measures your activity and optimises your user experience. |
The following cookies are set by our third party partner suppliers who provide the following services:
| Cookie Description | Purpose |
| Web site Analytics | These cookies are used to collect information about how visitors use the Loan Panel web site including the number of visitors, where they have come from and the specific pages viewed during the current session. We use this information to compile reports, which help us to understand user behaviour on our website and how we might be able to improve our service. We collect information about whether you reached our website via one of our affiliates so that we can tailor your application experience. This is also achieved using a unique URL identifier in the description URL when you initially visit our website. Our website uses Google Analytics Premium, a web analytics service provided by Google Ireland Limited (“Google”). Google uses cookies, to help Google analyse how users use our website. The information generated by the cookies about your use of our website and your current IP address will be transmitted by your browser to and will be stored by Google on servers in the United States and other countries. Acting on our behalf Google will use this information for the purpose of evaluating your use of our website, compiling reports on our website activity and providing us with other services relating to our website activity and internet usage. The IP address collected through Google will not be associated with any other data held by Google. As well as refusing or removing cookies through your web browser you may also stop the transmission of information generated by the cookies about your use of our website and of your IP address to Google, by downloading and installing the Google Analytics Opt-out Browser Add-on available here: http://tools.google.com/dlpage/gaoptout. Our third party partner suppliers who run widgets on our website use cookies to collect statistics and data about the performance of the widgets. |
| Advertisement tracking | These cookies are used to collect non-personal information about how visitors interact with advertising served on other websites before they arrive at Loan Panel and which advertisements our customers prefer. This information helps us deliver advertisements that are relevant to your interests, control the number of times you see a given advertisements, and measure the effectiveness of advertising campaigns. If you don’t wish to have this information used for the purpose of serving you targeted advertisements, you may opt-out by clicking here. You can also opt-out by visiting www.aboutads.info/choices and www.youronlinechoices.eu. Please note this does not opt you out of being served advertising, You will continue to receive generic advertisements. |
| Web site testing | These allow us to show different versions of the same page or feature on our website and then track to see which version performs best. We use a cookie to manage which version to display when you visit Loan Panel. The specific variation that you will see is randomly chosen and no personal information is stored or tracked through this cookie. |
We take your security seriously. We safeguard your payment information with SSL (Secure Sockets Layer) when sent over the internet. SSL encrypts personal information, including your name and payment information, so that it cannot be read in transit by a third party.