Privacy Policy

Who We Are

We recognise the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our services. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.

This website is owned and managed by Loan Panel (the “Company”)

We have prepared this Privacy Policy (the “Policy”) to explain to you what personal information we will ask you for, why we need it and what we will do with it.

This Policy has also been written to meet the requirements of the UK’s Data Protection Act 1998.

The Company is registered under the Data Protection Act with registration number: ZA794594 and will act as the Data Controller, which means that we will hold and process personal data for the purposes of providing you with a service.

Fraud Prevention

If false or inaccurate information is provided, including in relation to a person’s identity and fraud is suspected or identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.

We and other organisations may also access and use this information to prevent and detect crime, fraud and money laundering, for example when: checking details on applications for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees. We and other organisations may access and use from other countries the information recorded by fraud prevention agencies.

For further details of the relevant fraud prevention agencies please contact us as described at the end of this Privacy Policy.

What information do we collect?

When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Website.

We will only ever collect information which is necessary to enable us to provide a service to you. Will not keep your personal data for longer than necessary to provide a service, or as required by law.

We may collect and process the following information about you:

• Personal Information that you choose to provide;
• Information that you may provide by filling in an online application form, registration forms (including registering for products, services or newsletters) or any other online forms on this or any other of our sites. This includes information provided when you request further services or in the event that you report a problem with our websites;
• If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone. General correspondence, or a record of it should you contact us via and other medium, together with your contact details and our responses;
• Surveys that we use for research purposes, which we have asked you to complete (although you do not have to respond to them);
• Web Site Use Information. Similar to other commercial Web sites, our Web site utilises a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site;
• Information from third parties in respect of you which may include your employer, a referee or a person residing or working from another country.

How do we use the information that you provide to us?

We use information held about you in the following ways:

We use the personal information for purposes of administering our business activities, providing the services you requested, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customise our site’s content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs. Furthermore, such information may be used in our marketing activities to inform you of other products and services that you might be interested in.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

In addition to the above, we may disclose your personal information to third parties:

1. To prepare our send any communications to you, or to assist us in connection with any of our administrative or business functions, or in the provision of any of our services to you;
2. If the Company or substantially all of its assets, are acquired by a third party, in which case personal data held by us about our customers will be one of the transferred assets;
3. If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Website Terms and Conditions and other agreements; or to protect the rights, property, or safety of the Company, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

If you indicate that you would like us to, we may provide you with information regarding products from a variety of providers in the following sectors:

1. Financial Products/Services

How can you access and correct your information?

You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us via the form on the contact page.

 

Your Consent

By using our Website, you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our commitment to data security

Please note that your information will be stored and processed on our computers in the UK. The laws on holding personal data in the UK may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorised access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

 

Choice/OPT-IN/OPT-OUT

This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible. If you wish to unsubscribe please use our contact form or alternatively email us on info@loan-panel.co.uk

A special note about children

No one under the age of 18 years old is permitted to use our website or service.

Contacting Us

Please get in touch with us using the details below if you have any questions.

Email us via the form on the contact page or alternatively you can email us on info@loan-panel.co.uk.

We aim to respond to all requests within 24 hours